Ledger — Security Rating

Official Product Page (External)

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Category Breakdown

Category	Assessment	Notes
Key Architecture	Moderate	Key handling and isolation characteristics.
Firmware Transparency	Moderate	Disclosure posture and update surface considerations.
Recovery Model	Strong	Recovery exposure and common user failure paths.
Governance	Moderate	Update control, change management, and reliance boundaries.
Incident History	Moderate	Known incidents and observed user-impact profile.
Lifecycle Risk	Strong	Long-term operational risk and maintenance considerations.

The score is a structured summary of custody risk exposure factors. It does not imply prevention of loss and does not replace operational discipline.

Summary

Ledger scores Tier B based on generally strong recovery posture and lifecycle characteristics, tempered by governance and dependency considerations that can impact risk over time. This summary is limited to publicly observable factors and does not constitute an assurance statement.

What this rating covers

• Architecture and key handling considerations
• Recovery model exposure and common user failure paths
• Governance and change management boundaries
• Incident history relevant to user impact
• Lifecycle risk, maintenance, and operational constraints

Limitations

• Product behavior can change with firmware/app updates.
• User operational security dominates many real-world outcomes.
• This page does not disclose internal weights or scoring math.
• This is not financial advice and not a custody service.

FAQ

What does the Linkmerica Ledger rating represent?

A structured summary of custody risk characteristics across architecture, recovery exposure, governance, incident history, and lifecycle risk.

Does a higher score mean funds cannot be lost?

No. Loss can still occur due to phishing, compromised recovery material, user procedural failures, tampering, or software issues.

Does Linkmerica provide custody services or financial advice?

No. Linkmerica does not provide custody services and does not provide financial advice.

How often can the rating change?

Ratings may change as firmware, apps, vendor practices, disclosures, and incident information evolve. A review date is provided for context.

Are internal weights or scoring math disclosed?

No. The public methodology summary describes factors considered without disclosing internal weights or scoring math.